*This offer is available to customers who submit a complete application for a fixed-rate purchase loan. Lakeview will pay 1% of the note rate for the first 12 payments of the loan. This offer effectively reduces the rate of the loan by 1% for the first year of the mortgage. The payment of 1% by Lakeview will be accomplished through a custodial escrow account, to be funded by the lender-paid credit. The amount totaling the difference of 1% between the note rate and the temporary buydown rate will be dispersed to the escrow account, and the funds will be dispersed from the escrow account to the investor to account for the difference in interest during the buydown period (the first 12 months of the loan). This is not an offer to lend and is contingent upon qualification per full underwriting guidelines. Offer is only subject to purchase first liens. Occupancy restrictions may apply. Offer cannot be applied towards previous loans or applications, cannot be redeemed for cash, and is nontransferable. This offer can change or be cancelled at any time, without notice. Additional restrictions or conditions may apply.

†The 24 hour timeframe is for most approvals, however if additional information is needed or a request is on a holiday, the time for preapproval may be greater than 24 hours. This email is for informational purposes only and is not an offer, loan approval or loan commitment. Mortgage rates are subject to change without notice. Some terms and restrictions may apply to certain loan programs. Refinancing existing loans may result in total finance charges being higher over the life of the loan, reduction in payments may partially reflect a longer loan term. This information is provided as guidance and illustrative purposes only and does not constitute legal or financial advice. We are not liable or bound legally for any answers provided to any user for our process or position on an issue. This information may change from time to time and at any time without notification. The most current information will be updated periodically and posted in the online forum.

‡The Lakeview Home Rewards program is offered through real estate agent referral services, which are licensed real estate brokers. These real estate agent referral services are not affiliated with LKV Realty^TM, LLC and LKV Realty, LLC is not responsible for the program provided by the real estate agent referral services. Obtaining a mortgage from Lakeview Loan Servicing, LLC, a sister company of LKV Realty, LLC is not required to participate in the program offered by the real estate agent referral services. The borrower may arrange for financing with any lender.

LKV Realty is licensed as a real estate brokerage in:

• Alabama (license number 163215)
• Arizona (license number LC712253000)
• Colorado (license number IC.100104274)
• Florida (license number CQ1067159)
• Georgia (license number 80554)
• Illinois (license number 481.014137)
• Indiana (license number RC52400077)
• Maryland (license number 37416)
• Michigan (license number 6505432793)
• Minnesota (license number 40900452)
• New Hampshire (license number 081027)
• North Carolina (license number C38914)
• Pennsylvania (license number RB069895)
• South Carolina (license number 27213)
• Tennessee (license number 266363)
• Texas (license number 9013194)
• Virginia (license number 226037368)
• Wisconsin (license number 950079-91)

LKV Realty may earn a commission on the completion of a purchase or sale of a property in any of the states they are licensed in when they refer you to a 3^rd party, licensed real estate agent referral service. This 3^rd party licensed real estate agent referral service will connect you with a licensed real estate agent to purchase or sell a property.

Qualifying for the reward requires using a real estate agent that participates in the real estate agent referral service’s broker to broker agreement to complete the real estate buy and/or sell transaction.

You retain the right to negotiate buyer and or seller representation agreements. Upon successful close of the transaction, the Real Estate Agent pays a referral fee to the referral service. All Agents have been independently vetted by the real estate agent referral service to meet performance expectations required to participate in the program.

If you are currently working with a real estate agent, this is not meant as a solicitation of your business.

A reward is not available where prohibited by state law, including Alaska, Iowa, Louisiana and Missouri. A reduced agent commission may be available for sellers in lieu of the reward in Mississippi, New Jersey, Oklahoma, and Oregon and should be discussed with the agent upon enrollment. No reward will be available for buyers in Mississippi, Oklahoma, and Oregon. A commission credit may be available for buyers in lieu of the reward in New Jersey and must be discussed with the agent upon enrollment and included in a Buyer Agency Agreement with Rebate Provision. Rewards in Kansas and Tennessee are required to be delivered by gift card.

The real estate referral service will issue the reward using the payment option you select and will be sent to the client enrolled in the program within 45 days of receipt of settlement statements and any other documentation reasonably required to calculate the applicable reward amount. Real estate agent fees and commissions still apply. Short sale transactions do not qualify for the reward. Depending on state regulations highlighted above, reward amount is based on sale price of the home purchased and/or sold and cannot exceed $9,500 per buy or sell transaction.

Employer-sponsored relocations may preclude participation in the reward program offering. LKV Realty, LLC is not responsible for the reward. The reward is valid for 18 months from the date of enrollment. After 18 months, you must re-enroll to be eligible for a reward. Offer subject to change or cancellation without notice.